Before checkout / Buywise
Can I afford this?
Check one purchase against the bills ahead and income that may not land. See the next seven days before you decide.
For gig workers, freelancers, tipped workers, and anyone with variable pay.
Sample decision / 7 days
Wireless headphones
- Cash available now
- $340
- Bills due this week
- −$180
- Expected earnings uncertain
- +$220
Buy now · after listed bills
Before expected earnings
$75
$295 if all $220 in expected earnings arrives.
Compare your options
After bills · before expected pay
Buy now
$85 purchase
$75 left
Wait 7 days
No purchase this week
$160 left
Go cheaper
$45 alternative
$115 left
Example only. Assumes the listed bills and choice fall within seven days; earnings are not counted as available cash.
01 / A week in view
Your balance isn’t the whole story.
Irregular income makes “I have money” a harder answer. Put today’s cash, the bills coming due, and possible earnings beside the thing you want to buy.
One purchase. The week ahead. Three ways to decide.
- 01
Start with cash you have.
Enter what’s available now, then list bills due in the next seven days or before payday.
- 02
Keep expected pay uncertain.
Add income you expect, but haven’t received. It stays separate from cash on hand.
- 03
Put one purchase in context.
Compare buying now, waiting, or choosing a lower-cost option against the same week ahead.
02 / Your call
Make the trade-off visible.
A reality check can help you see the numbers. You choose whether to buy, wait, or spend less.
A planning aid, not financial advice. Results depend on the amounts and timing entered. Future earnings and expenses can change.
Check a purchase